The problem of credit card identity theft is often overlooked and discounted, but it is a growing problem that can easily happen to you. However, there are simple ways for you to protect yourself and your family from identity theft. Follow these steps to help protect yourself!
Don't Throw Out Statements
If you don't already own a shredder at home then go out and buy one - you'll need it. Many women manage the family finances, pay bills and go over their statements. It's boring, it's tedious and when your done the old statement usually get binned. The problem is that thieves often poke through your waste looking for banking and credit statements so that they can 'clone' you and open accounts and loans using your information. Always shred your statements thoroughly before you throw them out.
Don't Store Credit Card Numbers On Your Computer
When you are browsing the internet shopping for flights, holidays and looking for bargains you will have to enter your credit card information at some point. Shopping online is safe, safer than handing over your credit card at a restaurant! However, it is not safe to store your credit card details on your computer. Software can be downloaded onto your hard drive without you even knowing and start sending back all your info.
Try And Use Cash
Good old cash is a simple way to combat identity fraud - how can they steal your credit card information when you don't use it!
Don't Reply To Suspicious Emails
If you use the internet to keep in touch with friends and family via email then you can be exposed to suspicious emails. These are made to look like an email from your bank, but they are really from cycber criminals. If you are suspicious at all, delete the email and notify your bank / credit card issuer.
